← All areas

Aerial view of the Houston skyline

Mortgage loans in the greater Houston area

Kristin Boyd is licensed throughout Texas and helps buyers and homeowners across the greater Houston area. Houston is one of the largest and most diverse housing markets in the country, with everything from in-town neighborhoods to master-planned suburban communities.

Houston buyers should pay close attention to flood zones and homeowners insurance, and many suburban communities sit in MUD districts that affect the tax rate. These factors can meaningfully change your monthly payment, so it helps to understand them before you buy.
Apply Now Schedule a call Call (940) 268-5556

Loan programs that fit Houston

Programs that come up often for buyers in this market:

ConventionalFHANew construction financingFirst-time buyer programs

See all loan programs →

Counties & communities served near Houston

Counties:

Harris CountyFort Bend CountyMontgomery CountyBrazoria CountyGalveston CountyWaller County

Cities & communities:

HoustonKatySugar LandThe WoodlandsPearlandCypressSpringConroeLeague CityRichmond

Houston mortgage FAQs

How do flood zones affect buying a home in Houston?

In parts of the Houston area, a home's flood zone can require flood insurance and affect your total monthly cost. It's smart to confirm the flood zone and get an insurance quote early so it's factored into your budget.

What are MUD districts and why do they matter in Houston's suburbs?

Many master-planned Houston suburbs sit in a Municipal Utility District (MUD), which adds to your property tax rate and monthly escrow. Reviewing the combined tax rate before you make an offer helps you understand the true payment.

Which areas around Houston do you serve?

Kristin serves Harris, Fort Bend, and Montgomery counties and surrounding communities including Katy, Sugar Land, The Woodlands, Pearland, Cypress, and League City.

Ready to buy in Houston?

Call or text (940) 268-5556 — or start your application online.

Apply Now